...since 1979. has been offering agent members the advantages of the captive system, but with all the freedom of the independent agency system. Professional Agents and Agencies become members and pool their business to provide their customers very competitive products and superb client services. Members, experienced and first timers, are offered the unique opportunity to build their own agency within the structure. Recruiting and sponsor overrides are paid for referred agents and clients. Management contracts are also available with overrides and bonuses for reaching production levels.